Many Americans are unaware that they may qualify for an extra Social Security check of up to $967 per month through the Supplemental Security Income (SSI) program. This additional payment is designed to help low-income individuals, especially those who rely solely on Social Security for their income.
If you meet the eligibility requirements, you could receive an SSI check on the 1st of every month, providing crucial financial support for essential expenses.
Who Qualifies for the Extra SSI Check?
To receive SSI benefits, you must meet strict income and resource limits set by the Social Security Administration (SSA).
Eligibility Criteria for SSI
Low Monthly Income
- Your total income must be below the federal limit (varies by state).
- The SSA considers wages, Social Security benefits, pensions, and other income sources when determining eligibility.
Limited Resources
- Individuals must have resources valued at $2,000 or less.
- Couples must have resources of $3,000 or less.
- Resources include bank accounts, stocks, bonds, and property (excluding your home and personal vehicle).
Age or Disability Requirement
- You must be 65 or older OR
- Have a qualifying disability or blindness, regardless of age.
Who Does NOT Qualify for SSI?
Individuals with too much income (above the SSA threshold).
People with excess resources (more than $2,000 for individuals or $3,000 for couples).
Non-citizens who don’t meet specific immigration criteria.
Those who live outside the U.S. for more than 30 consecutive days (with few exceptions).
If you meet these qualifications, applying for SSI could provide you with extra financial support every month.
How Much Will You Receive in SSI Payments?
The maximum SSI payment in 2024 is:
| Recipient Type | Maximum Monthly SSI Benefit |
|---|---|
| Individuals | $967 |
| Couples (Married & Eligible) | $1,415 |
| Essential Persons (Caregivers living with recipient) | $482 |
However, not everyone receives the full amount. The exact payment depends on your income:
Lower income = Higher SSI payment
Higher income = Lower SSI payment
For example, if you receive Social Security retirement benefits, your SSI payment will be reduced accordingly.
When Will You Receive Your SSI Payment?
SSI payments are sent out on the 1st of every month.
Exceptions:
- If the 1st falls on a weekend or holiday, payments are sent on the previous business day.
Payment Method:
- Direct Deposit (Recommended – fastest and safest).
- Direct Express Debit Card (For those without a bank account).
- Paper Check (Slower option, may be delayed by mail).
How to Apply for SSI Benefits
If you think you qualify for SSI payments, it’s important to apply as soon as possible.
Ways to Apply for SSI
Online: Visit the Social Security Administration website to start your application.
By Phone: Call 1-800-772-1213 (TTY 1-800-325-0778) to schedule an appointment.
In Person: Visit your local Social Security office (appointments recommended).
Documents You’ll Need
Social Security number
Birth certificate or proof of age
Proof of U.S. citizenship or legal residency
Proof of income (pay stubs, benefit letters, bank statements)
Information about your living situation (rent/mortgage statements, utility bills)
Medical records (if applying based on disability)
The application process can take several months, so apply as early as possible to avoid delays.
How SSI Affects Other Benefits
SSI is fully compatible with many other government assistance programs, including:
SNAP (Food Stamps) – Helps with grocery costs.
Medicaid – Provides health coverage for low-income individuals.
Housing Assistance – Some recipients qualify for subsidized housing.
However, receiving SSI may reduce other benefits like Social Security retirement payments or disability benefits, depending on your total income.
Important Considerations for SSI Recipients
Your financial situation affects your eligibility – If your income or assets increase, you may lose your SSI benefits.
Report any changes – If you move, get married, start working, or receive other income, you must inform the SSA immediately.
Avoid fraud – Do not hide income or resources to qualify for SSI, as this can result in penalties or benefit suspension.
Final Thoughts: Is SSI Right for You?
If you have low income, limited resources, and meet the age or disability criteria, Supplemental Security Income (SSI) can provide you with up to $967 per month in extra financial support.
Check your eligibility based on income and resources.
Apply as soon as possible to avoid delays.
Use SSI along with other assistance programs to maximize your benefits.
With rising living costs, SSI can make a significant difference in helping seniors and disabled individuals cover their daily expenses.
FAQs
1. Who qualifies for the extra $967 SSI check?
Low-income individuals 65 or older, or those with a disability or blindness, who meet income and resource limits.
2. Can I receive both Social Security and SSI?
Yes, but your SSI amount will be reduced based on your Social Security benefits.
3. When do SSI payments arrive?
SSI payments are typically sent on the 1st of each month.
4. How do I apply for SSI?
You can apply online, by phone, or in person at a Social Security office.
5. Can I receive SNAP benefits while on SSI?
Yes! SSI is fully compatible with SNAP (food stamps), Medicaid, and housing assistance.
